Dependent Health Insurance Plan (DHIP) 2007-2008
The Dependent Health Insurance Plan (DHIP) is a voluntary plan which provides medical and dental benefits for eligible dependents of students enrolled in SHIP.
An eligible dependent is the insured student's 1) legally married spouse who resides with the student or an insured student's Domestic Partner; or 2) child who is dependent upon the student for support and maintenance and is under the age of 19 (23 if a full-time student).
Coverage for eligible dependents will not be effective prior to that of the insured student, or extend beyond that of the insured student. Enrollment/re-enrollment in DHIP is not automatic. Eligible dependents must be re-enrolled each subsequent quarter in order to continue coverage under DHIP.
2007-2008 Coverage Dates and Enrollment Deadlines
Quarter Coverage Dates Enrollment Deadline Fall 2007 9/24/07 to 1/4/08 9/24/07 Winter 2008 1/4/08 to 3/27/08 1/4/08 Spring 2008 3/27/08 to 6/16/08 3/27/08 Summer 2008 6/16/08 to 9/22/08 6/16/08
Enrollment forms will not be accepted after the enrollment deadline.
See the DHIP brochure for the dependent enrollment form, more detailed information on dependent coverage, and coverage terms at the website http://renstudent.com.
Brochures and enrollment forms are also available at the Student Insurance office in the Student Health Service building on campus.
Other resources for dependent healthcare can be found here.
Costs of 2007-2008 DHIP
Cost of Undergraduate Dependent Coverage per quarter:
- Spouse or Domestic Partner $777.00
- Child(ren) $520.00
Cost of Graduate Dependent Coverage per quarter:
- Spouse or Domestic Partner $943.00
- Child(ren) $458.00
Plan Changes for 2007-2008 DHIP
- Incorporated pre-certification and continued stay review for inpatient stays, and
- Incorporated pre-certification and continued stay review for inpatient stays, and pre-certification for surgery. Penalties apply for non-compliance. (see Page 9 of the SHIP brochure for complete details.)
- Separated deductible: $300 for outpatient and $300 for inpatient.
- Office visit copay is $15.00.
- Emergency room copay is $50.00.
- Prescription copay for non-SHS, non-formulary drugs is 50%.
- Lifetime maximum: $30,000 per illness or injury.
- Dental: 1st prophylaxis at 100%, deductible waived. 2nd prophylaxis remains at 80%, after deductible.
Please refer to the DHIP brochure for a complete explanation of the benefits, exclusions and plan provisions.
Refer to SHIP TIPS & FAQs for Frequently Asked Questions about how to file a claim.
