If You Waive SHIP
All students are automatically enrolled in UC SHIP each academic year. However, students who are able to demonstrate they have comparable coverage may be able to opt out of UC SHIP.
If you do waive out of SHIP, please take a moment to read about transferring your insurance coverage to San Diego.
Students who complete a waiver application by the waiver deadline date(s) are not guaranteed to be approved and need to check their UCSD e-mail for notifications regarding their waiver.
- What are the waiver periods?
- How do I waive UC SHIP?
- I can't access the Health Insurance Fee Waiver because I have a HOLD on my student account. What do I do?
- Do I have to waive each academic year?
- Does my insurance qualify for the waiver?
- Do I have to waive for the entire academic year?
- I waived UC SHIP previously. Why am I now being charged the Health Insurance Fee for UC SHIP?
- How do I know if my waiver was approved?
- What if I waived UC SHIP but no longer have comparable insurance?
- I previously waived out of UC SHIP for the entire academic year, but I now want UC SHIP coverage for the next quarter(s).
Waiver Periods - All Students:
Term Waiver Period Opens Waiver Deadline (no late fee) Late Waiver Deadline
($50 late fee)
Fall 2015 8/03/2015 9/18/2015 9/25/2015 Winter 2016 11/04/2015 12/16/2015 1/04/2016 Spring/Summer 2016 2/10/2016 3/18/2016 3/28/2016
How do I waive UC SHIP?Students who have acceptable comparable insurance coverage may apply for a waiver to opt out of UC SHIP. The waiver application is available online through TritonLink during scheduled waiver periods. Only one waiver per academic year may be processed through TritonLink.
If after entering all the required information you do not see the final screen 'UC SHIP WAIVER: COMPLETED', contact the Student Health Insurance Office prior to the waiver deadline to complete the waiver process.
If you are unable to access or complete the waiver application through TritonLink, contact the Student Health Insurance Office prior to the waiver deadline.
All waivers must be received prior to the waiver deadline date. No exceptions.
I can't access the Health Insurance Fee Waiver because I have a HOLD on my student account. What do I do?You must resolve the hold before you will be able to complete the online Health Insurance Fee Waiver application. If you are unable to resolve the hold before the waiver deadline, you must contact the Student Health Insurance Office before the deadline to complete the waiver process. The waiver deadline will NOT be extended.
Do I have to waive each academic year?
Yes. Approved waivers are effective for the current academic year. If you wish to waive out of UC SHIP for subsequent academic years, a new waiver application will need to be submitted by the appropriate deadline each academic year.
Do I have to waive for the entire academic year?Your waiver will be applied to the full academic year. You are required to maintain comparable health insurance at all times during the academic year, including summer. If your health coverage is terminated for any reason, you must notify the Student Health Services Insurance Office immediately to be enrolled in UC SHIP.
Does my insurance qualify for the waiver?NEW WAIVER CRITERIA EFFECTIVE WINTER 2015 for UCSD! We are excited to announce that the waiver criteria has been changed to make it more streamlined and less restrictive. The change was intended to be effective fall 2015, however approval has been given to allow the new waiver criteria beginning with winter 2015. To satisfy the UC health insurance requirements for students, the plan held by the student must:1. Be a Medi-Cal, Medicare or Tricare/military insurance policyIf your insurance does not meet the above requirements, you are not eligible to apply for a waiver. All submitted waivers are subject to audit.
2. Be an employer-sponsored group health plan or individual plan (including plans purchased through Covered California) that meets the following criteria:
a) Has no maximum lifetime benefit limit
b) Has an annual out-of-pocket maximum of up to $6,350 for an individual and no more than $12,700 for a family. Deductibles, copayments and coinsurance paid by the member accrue toward meeting the out-of-pocket maximum. A higher out-of-pocket maximum is allowed if the subscriber has a Health Savings Account (HSA) or a Health Reimbursement Account (HRA).
c) Covers the following services (ACA Essential Health Benefits):
i) Preventive health care services, including an annual physical exam, preventative immunizations and laboratory/diagnostic tests to help determine your state of health
ii) Chronic disease management for such conditions as asthma, diabetes or other chronic medical conditions
iii) Hospital stays for medical and surgical care
iv) Hospital stays for mental health and alcohol/drug abuse conditions, covered the same as any other medical condition
v) Doctor office visits for medical, mental health, and alcohol/drug abuse conditions
vi) Emergency room services
vii) Diagnostic services including laboratory tests
viii) Medications prescribed by a doctor (including contraceptives)
ix) Pre-natal and maternity care, with no pre-existing condition limitation
3. For international students, in addition to the above criteria, the following criteria also apply. The plan must:
a) Have no pre-existing condition exclusion; if the plan has a pre-existing condition waiting period, that period has expired
b) Have no per-injury or per-illness maximum benefit limits
c) Cover medical services for injury from participation in all types of recreational activities or amateur sports
d) Not be a health care reimbursement arrangement with the student's home country or another party.
e) Have policy written in standard English with benefits expressed in U.S. dollars
f) Have a claims payment office with an address in the United States
g) Provide federally-mandated levels of benefits, in accordance with the type of visa held by the student, for medical evacuation and repatriation of remains
4. For all students, the plan must provide unrestricted access to an in-network hospital or doctor providing full, non-emergency medical and behavioral health care within 40 miles of the UC San Diego campus or the student's place of residence while attending school.
I waived UC SHIP. Why am I now being charged the Health Insurance Fee for UC SHIP?
The Health Insurance Fee is charged to ALL students as a mandatory registration fee. If you applied for a waiver, you should see a charge for the Health Insurance Fee AND a credit for the waiver. If you do not see the credit, or if the credit was reversed, it is possible that any one of the following occurred:
- Your waiver was submitted during the previous academic year.
- You submitted a waiver and were selected for audit but did not respond to our request for insurance documentation. As a result, your waiver credit was reversed.
- You submitted a waiver but it was denied because it did not meet the waiver requirements. As a result, your waiver credit was reversed.
- Your waiver was approved, however a hold on your student account may have prevented the waiver from crediting the Health Insurance Fee.
Contact the Student Health Insurance Office to discuss the status of your waiver.
How do I know if my waiver was approved?
It is your responsibility to check your official UCSD e-mail to verify the status of your waiver. Upon successful submission of your application via TritonLink, an e-mail will be sent to you confirming that your request has been transmitted. A second e-mail will be sent within 5 business days to let you know if your waiver has been approved or selected for audit.
If selected for audit, failure to respond to the audit notification will result in your waiver being denied and the Health Insurance Fee credit being reversed.
If you do not receive the e-mail notifications, it is your responsibility to contact the Student Health Insurance Office to discuss your waiver.
I waived UC SHIP because I have private insurance. Can I still use Student Health Services?
All students who pay full registration fees are entitled to use SHS, regardless of insurance. For students who waive UC SHIP, there will be a fee for all services received at SHS. Please refer to Cost of Services. SHS is not a participating (i.e. in-network, preferred, etc.) provider with any insurance plan, and does not accept or bill private insurance.
All charges incurred at SHS will be billed to the student's campus billing account if not paid for at the time of service. You may obtain an itemized bill for SHS services by clicking on On-Line Services.
What if I waived UC SHIP, but no longer have comparable coverage?
All students who waive out of UC SHIP are required to maintain effective health insurance coverage at all times during the approved waiver period.
If your insurance coverage terminates, you must contact the Student Health Insurance Office immediately to be enrolled into UC SHIP for the remainder of the academic year. You will be required to complete the Exception to Closed Enrollment form.
I previously waived out of UC SHIP for the entire academic year, but now I want UC SHIP coverage for the remaining quarter(s). Can I cancel my waiver even if I still have other insurance?
Unless your other insurance coverage terminates (see previous question), you may not cancel a waiver for the current quarter. If you wish to cancel your waiver for subsequent quarters, you must complete the Waiver Cancellation form and submit it to the SHS Insurance Office prior to the first day of the quarter.